Subject: FW: Renovate America & Secured Property Tax Bond Fund Update
From: "Larry Doody" <[email-masked]>
To: "Larry Doody" <[email-masked]>
Date: Sat, 12 Nov 2011 05:11:44 +0000

As a follow up to our announcement (below) we wanted to let you know about our Secured Property Tax Bond Fund, L.P. which will exclusively purchase municipal (property tax assessment) bonds directly from Western Riverside Council of Governments (WRCOG - a Joint Powers Authority & Issuer of bonds).  We set the terms for the financing for capital (Energy Efficiency & Renewable Energy) improvements permanently attached to a property.

The bonds (& income) are secured by the property & payments for the financings are collected by the county as a line item on the property tax bill; as a result our collateral is extremely strong.  We are paid application & origination fees as well as a spread.  Once we purchase these bonds, we will seek to issue AAA rated notes creating an anticipated 3 - 4 point spread.  Presently, we have $3 MM (of $10 MM) of our offering available for Reg D, Accredited Investors.  The anticipated return for the L.P. investors is 29%.

This week we began the process to train approximately 500 contractors to offer our financing in WRCOG & Southern California.   I attended two of the contractor forums (57 of 60 scheduled attended).  There will be ten training sessions (2/date with max participation of 30) throughout Riverside County this month.  To say that the contractors are excited would be an understatement.   This financing (which requires no money down) enables their customers to the best financing available in the market as they repay it as a line item on their tax bill and attain a rate that is half what credit cards charge.  The municipalities offering this enable JOB creation & ancillary tax revenues.  To see the pre-launch site visit:  http://www.wrcog.herofinancing.com   The full capabilities of the site will be available when we launch.

You may want to compare our Secured Property Tax Bond Fund, L.P. to income investments you are in now and consider our collateral and this structure for a portion of your fixed income portfolio.  Prior to investing you should carefully review the offering documents and consult with your advisor.

Attached is an overview of our company & offerings .   We would welcome the opportunity to discuss it with you (and appropriate advisors) in person, by phone or web ex.  We anticipate closing these offerings prior to 11/30/11.  Feel free to request the prospectus via e-mail.

All the Best!

Larry

Larry Doody
Managing Director

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Office:   (312) 380-5285
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"Far & away one of the best prizes life has to offer is the chance to work hard at work worth doing."  Theodore Roosevelt
Confidentiality Statement:  The information contained in this message may be privileged and/or confidential and protected from disclosure.  If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution or copy of this communication is strictly prohibited.  If you have received this communication in error, please notify us immediately by replying to this message and deleting the material from any computer.  Thank you.
This Confidential E-Mail Memorandum (the "Memorandum") is furnished in connection with a private placement on a confidential basis for the purpose of evaluating an investment in limited partnership interests in Secured Property Tax Bond Fund, LP, a Delaware limited partnership (the "Fund"). This Memorandum has been prepared by Renovate America Advisors, LLC, a Delaware limited liability company (the "General Partner"), which serves as the general partner of the Fund.  Please contact us if you are an Accredited (REG D) Investor to attain the necessary documents to review prior to investing.
The limited partnership interests (the "Interests") offered hereby have not been and will not be registered under the Securities Act of 1933, as amended (the "Securities Act"), or under any applicable state securities law. Accordingly, these securities are subject to restrictions on transferability and resale, and may not be transferred or resold except as permitted under the Securities Act and such applicable state securities laws, pursuant to registration or exemption thereunder. In addition, the transferability or resale of the interests is further restricted by the Fund's agreement of limited partnership (the "Partnership Agreement"). All of the statements contained herein are qualified in their entirety by reference to the Partnership Agreement. The General Partner reserves the right to modify the terms of the offering and the Interests described herein. All time-sensitive representations and references are made as of the date of this Memorandum, unless otherwise expressly indicated.
In making an investment decision, investors must rely on their own examination of the Fund and the General Partner, including the merits and risks involved. The Interests are not freely transferable and involve a high degree of risk. Investors should be willing and able financially to accept the risks and lack of liquidity that characterize an investment in the Fund. See "INVESTMENT CONSIDERATIONS." Additionally, investors should be aware of certain regulatory considerations which may impact an investment in the Fund. See "CERTAIN FEDERAL INCOME TAX AND REGULATORY CONSIDERATIONS." The Interests have not been recommended by any federal or state securities commission or regulatory authority, nor have any such authorities confirmed the accuracy of or determined the adequacy of this document or the merits of this offering. Any representation to the contrary is a criminal offense.
Prospective investors should not construe the contents of this Memorandum as legal, tax, investment, or other advice. Each investor should make its own inquiries and consult its own advisors concerning an investment in the Fund and any legal, tax, or related matters concerning this investment.
No person has been authorized in connection with this offering to give any information, or to make any representations, not contained in this Memorandum. This Memorandum does not constitute an offer to sell or the solicitation of an offer to buy any securities in any state or other jurisdiction to any person or entity to which it is unlawful to make such offer or solicitation in such state or jurisdiction.
The information contained in this Memorandum is intended to be current as of the date of this Memorandum. Neither the delivery of this Memorandum nor any investment in the Fund shall, under any circumstances, create any implication that the information herein is correct as of any time subsequent to the date hereof.
Prior to the consummation of this offering, the General Partner will make available to each prospective investor or its authorized representative the opportunity to ask questions of, and receive answers from, the General Partner or a person acting on its behalf concerning the terms and conditions of this offering, and to obtain any additional information, to the extent that the General Partner possesses such information or can acquire it without unreasonable effort or expense, which is necessary to verify the accuracy of the information set forth therein.
CAUTIONARY STATEMENTS REGARDING FORWARD-LOOKING STATEMENTS
Certain statements in this Memorandum constitute forward-looking statements. When used in this Memorandum, the words "project," "anticipate," "believe," "estimate," "expect," and similar expressions are generally intended to identify forward-looking statements. Such forward-looking statements, including the intended actions and performance objectives of the General Partner, Fund or any portfolio company referenced herein, involve known and unknown risks, uncertainties and other important factors that could cause the actual results, performance or achievements of the General Partner, Fund or any portfolio company to differ materially from any future results, performance or achievements expressed or implied by such forward-looking statements. All forward-looking statements in this Memorandum speak only as of the date hereof. The Fund and the General Partner expressly disclaim any obligation or undertaking to disseminate any updates or revisions to any forward-looking statement contained here to reflect any change in its expectation with regard thereto or any change in events, conditions or circumstances on which any such
statement is based.

From: JP McNeill
Sent: Friday, November 11, 2011 3:42 PM
To: Larry Doody
Subject: Renovate America: Announcing Exclusive Agreement with WRCOG

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Dear Larry,

I am pleased to announce that we, at Renovate America, Inc., have secured a three-year exclusive agreement with Western Riverside Council of Governments (WRCOG) to finance and administer the WRCOG HERO ProgramTM. This program will be the largest residential property tax financing program in the United States.

Each year, the 1.5 million people living in the WRCOG region finance the purchase of approximately $350 million in Home Energy Products which include heating, air-conditioning, windows, roofs, solar PV systems and other products permanently attached to their house. In the past, financing options have been limited to home equity loans, credit cards, and leasing arrangements.

Using our new patent pending technology and a financing structure available to local governments, we cut financing approval times from 30 days to 30 seconds and lowered interest rates from 18% down to 8% (6% after-tax).

>> Read press release announcing partnership with WRCOG and launch of the WRCOG HERO Program.<http://www.renovateamerica.com/news/press-releases/11-02-11-press-release>

As a validation, more than 200 Solar, Electrical, HVAC, Roofing, and General Contractors have already signed up to offer our HERO FinancingTM product to help them sell their products.

With the launch of the WRCOG HERO Program, Renovate America has exclusivity in 60% of the total available markets for property tax financing.

To learn more, please visit our website at www.renovateamerica.com<http://www.renovateamerica.com> or contact JP McNeill or April Lassetter at (619) 955-6161, ext. 1000 and ext. 1003, respectively.

Very truly yours,
[J. P. McNeill]

JP McNeill, CEO

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Renovate America, Inc.

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