Subject: David Hale: Fifteen Predictions for 2015
From: "David Hale" <[email-masked]>
To: "R. Hunter Biden" <[email-masked]>
Date: Wed, 31 Dec 2014 18:45:29 -0800 (PST)

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Dear R. Hunter,

As we begin 2015, we wanted to provide you with the fifteen potential 
developments next year that are not properly priced into markets. 
Although the likelihood of each prediction materializing varies, we 
believe that every scenario is more likely to occur than is currently 
being anticipated. Attached you will find our latest report, "Fifteen 
Predictions for 2015".

Key potential developments include (Likelihood of occurring):

US economic growth exceeds 3% (Medium-High)

The Federal Reserve raises interest rates before July (High)

There will be the most political uncertainty in Europe in three years 
(High)

Government stimulus measures will sustain Chinese growth around 7% 
(Medium)

The oil price will decline to $30-$40 per barrel temporarily if a deal 
between Iran and major global powers is reached (Medium)

The entire team at David Hale Global Economics wishes you and yours a 
joyous and prosperous 2015.

With all best wishes,

David Hale 

Chairman

David Hale Global Economics, Inc.

546 Lincoln Avenue, 2 nd Floor

Winnetka, Illinois 60093 USA

847-386-6009 (tel)

847-386-6011 (fax)

[email-masked] 

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