Subject: You've earned a credit line increase! Transfer your balance with a low rate today
From: "USAA" <[email-masked]>
To: <[email-masked]>
Date: Tue, 20 Jan 2015 16:00:52 -0000

You have a credit line increase

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USAA
http://e.usaa.com/a/tBUvnuHB73spXB8$NF6NsxStsbR/usaa102

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USAA SECURITY ZONE
Robert
Biden
USAA # ending in: 4733
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MORE CREDIT MEANS MORE POSSIBILITIES.

YOU'VE EARNED A CREDIT LINE INCREASE.

TRANSFER BALANCE
http://e.usaa.com/a/tBUvnuHB73spXB8$NF6NsxStsbR/usaa103

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The credit line on your USAA Visa ending 
in 6751 has been increased to $9,100.

With more room on your credit card, more things are possible.

Use your increase for all your shopping -- everyday. Or save 
money on interest charges by transferring higher-rate balances to your
USAA credit card. Either way, take advantage of these great offers:

* Special APR on Balance Transfers and Convenience Checks. Get 0% 
promotional APR on balance transfers and convenience checks that 
post to your account between January 1, 2015 and February 15, 2015. After 
January 1, 2016, your variable regular APR, currently 15.9%, 
will apply to these balances.(1) Order checks.
http://e.usaa.com/a/tBUvnuHB73spXB8$NF6NsxStsbR/usaa104

* Balance Transfer Fee. No fee until February 15, 2015.  After that, 
there is a fee of 3% or $200, whichever is less.

Hurry. These limited-time offers expire February 15, 2015, so don't 
delay.

TRANSFER BALANCE
http://e.usaa.com/a/tBUvnuHB73spXB8$NF6NsxStsbR/usaa105

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You have a grace period on Purchases when you pay your balance in full each 
month. If you transfer a balance or write a convenience check with this 
offer, you will have a balance on your account. Therefore your grace period 
will not apply and you cannot avoid interest on purchases until you 
pay your entire account balance including your promotional balances and 
your regular balances.

(1) Important Information About Transferring Balances

* You may transfer balances totaling up to your transfer limit. Your 
transfer limit is equal to 95% of your Credit Limit less any other balances 
(including pending transactions, interest and fees). We may refuse to process 
a balance transfer if it would exceed your transfer limit. Balance transfer 
cannot be made from another USAA account. Please allow up to 4 business days 
for balance transfers we can process electronically and 7-10 business days 
for all other balance transfers. 

* Please continue to make payments on the unpaid balance of each account
according to the terms of the agreement. We cannot close your other
account(s) with other issuers, even if you transfer the entire balance.
Please contact the issuer of the account for information on how to close
that account. Important:  If you transfer an amount related to a
transaction you dispute, you may lose your rights against the other
creditor. Your dispute does not transfer to us.

* Cash Advance Fees and Balance Transfer Fees will be waived on each 
balance transfer and convenience check that posts by February 15, 2015. 
Each balance transfer and convenience check that posts after then will 
be subject to the regular fee of 3% of the amount of each balance 
transfer and convenience check (maximum $200 per transfer/check). There 
is no grace period for Cash Advances or Balance Transfers. At the end of 
the promotional period, all unpaid balances receiving the promotional APR 
will be moved from the promotional balance to your regular Cash Advance 
APR balance.

You may contact us about this e-mail at 9800 Fredericksburg Road, 
San Antonio, TX 78288-9876

This credit card program is issued by USAA Savings Bank, Member FDIC.

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202385-0115

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