Subject: Get your special APR on balance transfers. No balance transfer fees
From: "USAA" <[email-masked]>
To: <[email-masked]>
Date: Thu, 22 Jan 2015 16:03:40 -0000

Now's the time to transfer your balances and save on interest 
and fees.
http://e.usaa.com/a/tBUwR6EB73spXB8$QTINsxStsu9/usaa105

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USAA SECURITY ZONE
Robert
Biden
USAA# ending in: 4733
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GET YOUR SPECIAL LOW RATE.
NO BALANCE TRANSFER FEES.  

Transfer Your Balances
http://e.usaa.com/a/tBUwR6EB73spXB8$QTINsxStsu9/usaa106

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Save even more when you transfer high-rate balances to your 
USAA VISA(R) Credit Card ending in 6751.

Get a promotional rate of 0% APR until January 1, 2016, on
balance transfers and convenience checks that post to your 
account between January 1, 2015, and February 15, 2015. After 
January 1, 2016, your APR on these balances will be 15.9%. 
This APR will vary with the market based on the Prime Rate.

Skip the transaction fees on balance transfers and convenience 
checks that post to your account by February 15, 2015. Each 
balance transfer and convenience check that posts after this 
date will receive the regular balance transfer or cash advance 
fee of just 3% or $200, whichever is less.
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BONUS OFFER

GET A 5% CASH REBATE 
on the first $150 in monthly gas purchases for up to one year.(1)
	
1. Visit "My Offers" at usaa.com.
2. Accept by February 15, 2015.
3. Use your USAA VISA Credit Card ending in 6751 at the pump

Visit "My Offers":
http://e.usaa.com/a/tBUwR6EB73spXB8$QTINsxStsu9/usaa107

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Don't wait. Transfer your balances or order convenience checks 
today.

Order Convenience Checks:
http://e.usaa.com/a/tBUwR6EB73spXB8$QTINsxStsu9/usaa108

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Click To Transfer at usaa.com
http://e.usaa.com/a/tBUwR6EB73spXB8$QTINsxStsu9/usaa109

Use Our Mobile App. Download it now
http://e.usaa.com/a/tBUwR6EB73spXB8$QTINsxStsu9/usaa110

1-800-531-8722 Call Us Today
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Offer good for card ending in 6751.

If you transfer a balance or write a convenience check with this 
offer you cannot avoid interest on purchases, even if your 
promotional balance transfer or convenience check has a 0% APR. 
You can avoid interest on purchases if you pay your account 
balance, including any balances you transfer with this offer, 
in full by your due date each month. 

Important Information About Transferring Balances  
* You may transfer balances totaling up to your transfer limit. Your transfer 
limit is equal to 95% of your Credit Limit less any other balances 
(including pending transactions, interest and fees). We may refuse to 
process a balance transfer if it would exceed your transfer limit. Balance 
transfer cannot be made from another USAA account. Please allow up to 4 
business days for balance transfers we can process electronically and 7-10 
business days for all other balance transfers. 
* Please continue to make payments on the unpaid balance of each 
account according to the terms of the agreement. We cannot close 
your other account(s) with other issuers, even if you transfer 
the entire balance. Please contact the issuer of the account for 
information on how to close that account. Important: If you 
transfer an amount related to a transaction you dispute, you may 
lose your rights against the other creditor. Your dispute does 
not transfer to us.
* Cash Advance Fees and Balance Transfer Fees will be waived on 
each balance transfer and convenience check that posts by December 
15, 2014. Each balance transfer and convenience check that posts 
after them will be subject to the regular fee of 3% of the amount 
of each balance transfer and convenience check (maximum $200 per 
transfer/check). There is no grace period for Cash Advances or 
Balance Transfers. At the end of the promotional period, all unpaid 
balances receiving the promotional APR will be moved from the 
promotional balance to your regular Cash Advance APR balance.

1 Rebate is earned on the first $150 of gas purchases posted to 
your USAA VISA Credit Card account during each of the first 12 
billing periods after you accept the offer and will be credited 
at the end of the 12th billing period if your account is open 
and current during that time. Gas rebate does not apply to 
purchases at warehouses, grocery stores or other locations that 
do not process the gasoline purchase using the merchant category 
code for gas station.  

This credit card program is issued by USAA Savings Bank, Member 
FDIC. 

You may contact us about this advertisement at 9800 Fredericksburg 
Road, San Antonio, TX 78288-9876 
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COPYRIGHT 2015 USAA.
201033-0115

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