Subject: Robert, manage your money all with one card.
From: "Western Union" <[email-masked]>
To: <[email-masked]>
Date: Thu, 15 Feb 2018 13:14:09 -0800

Western Union and Netspend help you pay bills with confidence.

My WU® number: 565438638

Points*: 78

Redeem points now

DOWNLOAD APP

Send money

Hi Robert,

The Western Union® Netspend® Prepaid Mastercard® is a convenient option for managing your money, with plenty of perks. Use your card to:

•

Shop online, pay bills2 and get cash at ATMs.3

•

Get faster tax refunds4, paychecks, or other regular payments.

•

Send and receive WU Money Transfers using your card.5

•

Reload with convenience at WU agent locations.6

•

Have balance and account information at your fingertips.

There’s no credit check, late fees or interest payments, because this is not a credit card.

So don’t miss out! Get your card7 at a participating agent location, activate it, and verify your identity1 by March 31, 2018 and receive an email with a promo code to get your first WU Reload + on us!

Find a location

Our mobile app is better than ever

Sending money on the go is easier with Mandarin and Spanish languages, 3 years of transfer history, credit card scan, and more.

Download app

MyWU.com is your one-stop shop for rewards

You can redeem your My WU® points for great rewards such as service fee** discounts!

Learn more

moving money for better

DOWNLOAD THE WU APP ▸

FIND A STORE LOCATION ▸

VISIT THE MY WU WEBSITE ▸

TELL US WHAT YOU THINK ▸

* There might be a discrepancy between the points balance displayed and your actual balance. You can always check your accurate points balance at http://www.wu.com/mywu.

** Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates, and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice. Transfer fee reductions apply only to the Western Union® transfer fee for a single Western Union Money Transfer® or Quick Collect® transaction. Excludes all other services, including without limitation, online bill payments, money transfers via social/chat applications. Western Union reserves the right to offer promotional discounts that cannot be combined with My WU® transfer fee reductions.

¹ IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

² Some bill payment services are subject to fees. See the Online Account Center for details about the methods of payment available.

³ ATM owner fees may also apply. Cash withdrawals made at ATMs outside the U.S. are subject to foreign currency conversion and payment of a Foreign Transaction fee. See the Cardholder Agreement for details.

4 Faster access to funds is based on comparison of Netspend’s immediate availability policy versus the typical banking practice of only posting funds after settlement. Direct Deposit and earlier availability of funds are subject to payor’s support of this feature and timing of payor’s funding. Check with your payor to find out when the direct deposit of funds will start.

5 Fees for money transfers vary and will be calculated at the time of the transfer transaction. Fees, terms and conditions apply, which you must agree to before using the Service. No fee to receive Western Union money transfers onto your Western Union Netspend Prepaid Mastercard. This optional offer is not a MetaBank® or Mastercard product or service nor does MetaBank or Mastercard endorse this offer.

6 Fee may be assessed by reload location and may vary from location to location.

7 The Western Union Netspend Prepaid Mastercard is issued by MetaBank, Member FDIC, pursuant to license by Mastercard International Incorporated. Netspend, a TSYS® Company, is a registered agent of MetaBank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Western Union name, logo and related trademarks and service marks, owned by Western Union Holdings, Inc., are used with permission. ©2018 Total System Services, Inc® All rights reserved worldwide. TSYS® and Netspend are federally registered U.S. service marks of Total System Services, Inc. All other trademarks and service marks belong to their owners.

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This is an advertisement from Western Union Financial Services, Inc.

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Western Union Financial Services, Inc.

PO Box 6036

Englewood, CO 80112

Privacy Statement

We value your opinion! Go to www.westernunion.com/listens to tell us about our service.

If you believe this may be a fraudulent email, type westernunion.com directly into the browser.

Learn more about how to protect yourself from fraud.

Western Union Financial Services, Inc.,

NMLS #906983, is LICENSED BY THE GEORGIA DEPARTMENT OF BANKING AND FINANCE

and Licensed as a Money Transmitter by the New York State Department of Financial Services.

©2018 Western Union Holdings, Inc. All rights reserved. All other logos, trademarks, service marks and trade names referenced in this material are the property of their respective owners.

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