Subject: Your score dropped, Robert.
From: "Credit Karma" <[email-masked]>
To: <[email-masked]>
Date: Thu, 08 Nov 2018 16:45:16 +0000

Hi Robert,

Looks like your TransUnion credit score went down.*

This could affect your score for now, but the change will have less impact over time.

Scores vary all the time, so it's a good idea to keep an eye on them. Log in to see where you stand now, then check out our resources and articles to find ways to improve.

Best,
The Credit Karma Team

*Based on your credit report information from Equifax as reported on 11/04/18.

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