Subject: Wells Fargo insufficient funds notice
From: "Wells Fargo Online" <[email-masked]>
To: <[email-masked]>
Date: Wed, 5 Dec 2018 14:03:54 -0800 (PST)

On 12/04/2018 your available balance for your Wells Fargo account XXXXXX5142 was insufficient to cover the following transactions.

Transaction Description                      Amount              Action         Fee                 
-----------------------                      ------              ------         -------             
Enclave WEB PMTS 120418 Q0C0K Robert Biden   $3795.00            RETURNED       $35.00              

Total Fee(s):                           $35.00                        

Some analyzed business checking accounts may be eligible to have overdraft and non-sufficient funds fees billed through account analysis.

If you have already taken care of this overdraft, thank you. If not, please follow the steps below to determine how much you need to deposit.

1. Review your current available balance. It can be obtained 24 hours a day, 7 days a week by signing on at wellsfargo.com, any Wells Fargo ATM, or by calling National Business Banking Center at 1-800-225-5935.
2. Take into account
*Your pending transactions and any additional transactions that have not yet been deducted from your available balance, such as checks you have written (if your account allows check writing) or upcoming scheduled automatic payments.
*Transactions that have been returned because you did not have enough money in your account at that time; they may be resubmitted for payment by the person or party who received the payment from you.
3. Deposit enough money to establish and maintain a positive account balance.
4. Consider other optional services to help you manage your account and avoid overdrafts or declined debit card purchases:
*Online, Mobile, and Text Banking ? set up low balance alerts, transfer funds, and monitor account activity.
*Overdraft Protection, link your eligible Wells Fargo savings account, credit card, or line of credit to your checking account.

Please note, in the event this overdraft is not resolved after 60 days from the date the account first became overdrawn, we will close and charge off your account. The closure will be reported to Early Warning Services. We reserve the right to close and/or charge-off your account at an earlier date, as permitted by law. The laws of some states require us to inform you that this communication is an attempt to collect a debt and that any information obtained will be used for that purpose.

Call National Business Banking Center at 1-800-225-5935 or write to Wells Fargo Bank, N.A., National Business Banking Center, Executive Office, P.O. Box 340214, Sacramento, CA 95834 if you have questions or need help.

Please note, we have mailed an insufficient funds letter to the address associated with this account as well.

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