Subject: Annual report from one of your exchange traded funds
From: "Acorns" <[email-masked]>
To: <[email-masked]>
Date: Sat, 29 Dec 2018 19:24:45 +0000

Annual Report from One of Your Exchange Traded
Funds 
      Hi Shareholder, 
      An exchange traded fund (ETF) in your Acorns portfolio, the Vanguard
FTSE Emerging Markets ETF, has released its annual report. The report
recaps how the ETF performed last year, so we’re sharing it to help you
stay informed. You owned this ETF on 10/31/2018. 

                 

      
                  Vanguard FTSE Emerging Markets ETF Shares 

                     View the Report
<https://say.com/d/15512/ed46cacc-9b6e-4308-a4cc-d9df19742811/>           
      
                  Prospectus →
<https://say.com/d/15513/ed46cacc-9b6e-4308-a4cc-d9df19742811/> 

                  

      
                 What’s in an Acorns portfolio? 
      The five Acorns portfolios include seven exchange-traded funds (ETFs)
from leading investment management companies, Vanguard and BlackRock.
Collectively, these funds invest in thousands of stocks and bonds,
including real estate, large and small company stocks and emerging and
developed market stocks. Why? Because diversification. With a mix of stocks
and bonds in your portfolio, if some investments are down, others are
likely to be up, which can make for a smoother ride when the market is
bumpy. 

                 Why doesn’t my Acorns portfolio perform the same as the
stock market? 
      Long story short, your Acorns investment portfolio and “the
market” aren’t the same. Thousands of stocks are traded through the
U.S. and global stock exchanges, so unless your portfolio contains all of
them, your performance won’t match the market. Don’t get distracted by
media hype or daily ups and downs. Stay focused on the long game and
remember, historically the markets have trended up. 
      Learn More →
<https://grow.acorns.com/portfolio-match-market/?utm_source=SAY&utm_medium=email/>

      
                 What’s an index fund? 
      An index fund is a mutual fund or exchange-traded fund (ETF) that is
designed to track a specific index of stocks, bonds, or other types of
investments. For example, an S&P 500 index fund would invest in all 500
stocks of that market index. Index funds are a good way to keep your
portfolio diversified and less exposed to individual company fluctuations
than if you were invested in fewer stocks. 
      Learn More →
<https://grow.acorns.com/how-diversified-does-your-portfolio-need-to-be/?utm_source=SAY&utm_medium=email/>

      
                 What’s in the annual report? 
      A breakdown of how the ETF performed last year. That includes the
biggest holdings in the portfolio and a full list of the emerging market
companies in the index that help you stay diversified internationally. 
      We’ll let you know if and when there are opportunities to vote on
issues like who’s on the fund’s board and other important subjects. 

       
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