Subject: A Closer Look at 3 Funds In Your Portfolio
From: "Acorns" <[email-masked]>
To: <[email-masked]>
Date: Fri, 01 Mar 2019 02:09:53 +0000

Annual Reports from Three of Your Exchange Traded
Funds 
      Hi Shareholder, 
      A few exchange traded funds (ETFs) in your Acorns portfolio—the
Vanguard S&P 500 ETF (VOO), the Vanguard Small-Cap ETF (VB) and the
Vanguard FTSE Developed Markets ETF (VEA)—have released their annual
reports. The reports recap how the ETFs performed last year, so we’re
sharing them to help you stay informed. You owned this ETF on 12/31/2018. 

                 

      
                        Vanguard Small Cap ETF   

                     View the Report
<https://say.com/d/16935/f6e970a5-08a8-42c4-9686-f8686443ea7c/>           
      
                  Prospectus →
<https://say.com/d/17019/f6e970a5-08a8-42c4-9686-f8686443ea7c/> 

                      Vanguard FTSE Developed Markets ETF     

                     View the Report
<https://say.com/d/17004/033ff434-70c1-475f-a9ff-dd8328b98a4b/>           
      
                  Prospectus →
<https://say.com/d/17018/033ff434-70c1-475f-a9ff-dd8328b98a4b/> 

                    Vanguard S&P 500 ETF       

                     View the Report
<https://say.com/d/17003/ea1aa2ff-5c9b-42e2-b728-6c721f60ac95/>           
      
                  Prospectus →
<https://say.com/d/17020/ea1aa2ff-5c9b-42e2-b728-6c721f60ac95/> 

                  

      
                 What’s interesting about these funds? 
      These three funds are good examples of your portfolio’s
diversification. The Vanguard S&P 500 ETF invests in all of the companies
in the S&P 500, while the Small-Cap ETF seeks to match returns from an
index of small-capitalization (or “small-cap)” companies, and the FTSE
Developed Markets ETF aims to match the performance of an index of large,
mid and small-cap companies in developed markets outside the U.S. So,
instead of having all of your eggs in one basket, with Acorns your
investments are diversified. 

                 Why is diversification such a big deal? 
      Portfolios that are diversified, like your Acorns portfolio, on
average yield higher returns and pose a lower risk than portfolios made of
fewer investments. The five Acorns portfolios include seven exchange traded
funds (ETFs) from Vanguard and BlackRock, the world’s leading asset
managers. The funds invest in a wide range of stocks and bonds that vary in
size, sector or entire industry like real estate, tech or consumer goods
— as well as in stocks from international markets. So when the market
fluctuates, remember two key things: 1) your Acorns portfolio is not the
market and 2) your portfolio is diversified, so your investments aren’t
tied to the performance of one or a few companies or sectors. 

                 What’s the main takeaway? 
      Long story short, don’t get distracted by media hype or the daily
ups and downs of the market. Not only is your Acorns portfolio diversified,
but it will automatically rebalance to help you stay on track toward your
goals when the market fluctuates. Stick with it and remember, every market
downturn in history has ended in an upturn! 
      Learn More →
<https://grow.acorns.com/what-to-do-when-market-drops/?utm_source=SAY&utm_medium=email/>

      
                 What’s in the annual report? 
      A breakdown of how these three ETFs performed last year. That
includes the funds’ biggest holdings and a list of the companies in each
fund. 
      We’ll let you know if and when there are opportunities to vote on
issues like who’s on the fund’s board and other important subjects. 

       
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