Subject: Your Benefits Newsletter, Fall 2015
From: Charles DeSantis <[email-masked]>
To: undisclosed-recipients:
Date: Wed, 26 Aug 2015 11:55:34 -0400

It's a new semester and fall is in the air. Remember to mark your calendar
for Open Enrollment: October 15 - November 16.
 View this email in your browser
<http://links.georgetown.mkt6170.com/ctt?kn=9&ms=MjMzNTA2NjMS1&r=MTM2MjQxNDE1NDc0S0&b=0&j=NjIyNDQ2NDczS0&mt=1&rt=0>Benefits
and Payroll Service now in Darnall Hall
Both the Office of Faculty and Staff Benefits and the Payroll Services have
moved their administrative offices to *2115 Wisconsin Avenue, NW, Suite
6110*. However, you may not need to make the trek up Wisconsin Avenue to
get the help you need. A team remains on Main Campus in *M-31 Darnall Hall* to
provide information and service relating to both employee benefits and
payroll. *You can now reach Payroll Services by calling 7-2500. *

The Benefits and Payroll Service Center is located around the corner and up
one floor from the Student Health Center, just next door to IDEAA.

Hours: M - F, 8:30a - 5p
Phone: 202-687-2500

Benefits orientation will continue to be held in Healy Hall through the end
of September. The Department of Human Resources will be housed on the
ground floor of Healy Hall until further notice.*What can I do at the new
M-31 Darnall Service Center?*

   - Ask your benefits, retirement and payroll questions
   - Get help making benefits and payroll elections and changes in GMS
   - Request assistance in applying for a job
   - Use the computer kiosk to submit a TAPOnline application
   - Drop off payroll and benefits forms and paperwork

If you have a more complex question, call us at 7-2500 and we can assist
you in setting up a one-on-one appointment with the appropriate resource! Meet
your Service Team
*Elsa, Mike F., Cherylnn, Michael J. and John*

In order to meet a growing demand, we've expanded our team of customer
service specialists.Elsa Grady is the newest member of the team. We're
delighted that she has joined us as our first bi-lingual (English/Spanish)
service specialist. Mike Fanning, a Georgetown alum, is our Benefits
Services Officer. Mike leads our orientation and outreach efforts for new
employees, and works closely with those faculty and staff who are moving
into retirement. Cherylnn Teklemariam has just joined the Office of Faculty
and Staff Benefits after working in Facilities for the past seven years.
Cherylnn brings a great deal of GMS, payroll and benefits expertise to the
table.  Michael Jackson has been working with the Benefits office for over
a decade. Recently, Michael has transitioned into a more service-centric
role. John Hooth brings his extensive knowledge of payroll and GMS to help
round out the team. We look forward to serving you!
 Bright Horizons Care Advantage:
Family care when and where you need it most
Georgetown University is pleased to announce that your*Bright Horizons Care
Advantage *program has now expanded. This program offers you the same
high-quality self-select caregivers, adult care and pet care that you are
used to*. *In addition, you’ll have access to preferred enrollment access
and exclusive discounts at participating child care centers
nationwide. Register
now and avoid worry later: www.careadvantage.com/georgetown
<http://links.georgetown.mkt6170.com/ctt?kn=6&ms=MjMzNTA2NjMS1&r=MTM2MjQxNDE1NDc0S0&b=0&j=NjIyNDQ2NDczS0&mt=1&rt=0>
.

*Open Enrollment is Oct 15 - Nov 16*
Mark your calendar and be sure to check your GMS inbox. Open enrollment for
your 2016 benefits will begin on October 15, 2015. This is the time each
year when you can make changes to your medical, dental, vision, flexible
spending or health savings accounts and supplemental life insurance
elections. You can also enroll (or disenroll) in a number of voluntary
benefits such as the Hyatt legal, group accident and critical illness
insurance plans offered by MetLife. Stay tuned! More information will be
coming soon to your email and home.Taking the Leap Forward: Imagining Your
Life After Retirement
*We often focus on preparing ourselves financially for retirement. But what
about emotionally, socially, spiritually?*

You are invited to join Georgetown alumna (B’92) and founder of Heart's Joy
Consulting, Jan Hice, for *Taking the Leap Forward: Imagining Your Life
After Retirement*, a four-part workshop series being offered free-of-charge
to our faculty and staff. In-person sessions will be held *10:30a - 12:30p
in M-31 Darnall Hall on Friday October 2, 9, 16 & 23.* *This is not a
financial planning seminar.* Participants can expect to gain an awareness
of the transition process and be engaged in imagining their future after
retirement. We will address the emotion(s) that comes up in transition
and the alignment required to create the life you've imagined. Knowing that
it takes time and support to build a habit, the program includes two
60-minute conference calls to check-in with participants at two-week
intervals within the first 30 days after the program completes.  At the end
of this series, you can expect to leave with a vision for this next phase
of life and actionable steps to achieve it. Space is limited. *Register
today.*
<http://links.georgetown.mkt6170.com/ctt?kn=4&ms=MjMzNTA2NjMS1&r=MTM2MjQxNDE1NDc0S0&b=0&j=NjIyNDQ2NDczS0&mt=1&rt=0>Retirement
Q&A*Q: Are you turning 65?*

A: One of our most frequently asked questions during Retirement Orientation
is "I'm enrolled in a Georgetown-sponsored medical plan but I'm turning 65
soon, should I sign up for Medicare?" The answer is...

*Part A - okay! * Since Medicare Part A (hospital coverage) is free to you,
sure, go ahead and sign up. You likely won't need it or use it while on
your current Georgetown medical insurance, but there's no harm in enrolling.

*Part B - you don't need! *As long as you are an active employee, covered
by one of Georgetown's medical plans, you need not sign up for Medicare
Part B (physician coverage). Part B isn't free, and you can sign up later
as long as you don't have a gap in insurance coverage between ending your
current GU plan and enrolling in Part B. Save yourself some money and wait
to sign up until you need it.

Want to learn more? Attend a Retirement Orientation (held on the second
Wednesdayof each month) for the answer to these and many, many more
questions about retiring from Georgetown University. View schedule and
register here.
<http://links.georgetown.mkt6170.com/ctt?kn=2&ms=MjMzNTA2NjMS1&r=MTM2MjQxNDE1NDc0S0&b=0&j=NjIyNDQ2NDczS0&mt=1&rt=0>
Upcoming Events
• *9/9: *Retirement Orientation at Law Center
<http://links.georgetown.mkt6170.com/ctt?kn=7&ms=MjMzNTA2NjMS1&r=MTM2MjQxNDE1NDc0S0&b=0&j=NjIyNDQ2NDczS0&mt=1&rt=0>
• *10/2: *Taking the Leap Forward: Imagining Your Life After Retirement
<http://links.georgetown.mkt6170.com/ctt?kn=1&ms=MjMzNTA2NjMS1&r=MTM2MjQxNDE1NDc0S0&b=0&j=NjIyNDQ2NDczS0&mt=1&rt=0>
• *10/14: *Retirement Orientation at Leavey Center
<http://links.georgetown.mkt6170.com/ctt?kn=13&ms=MjMzNTA2NjMS1&r=MTM2MjQxNDE1NDc0S0&b=0&j=NjIyNDQ2NDczS0&mt=1&rt=0>
• *10/15: *Open Enrollment Begins
• *10/21:* Tomorrow in Focus: Saving For Your Ideal Retirement
<http://links.georgetown.mkt6170.com/ctt?kn=14&ms=MjMzNTA2NjMS1&r=MTM2MjQxNDE1NDc0S0&b=0&j=NjIyNDQ2NDczS0&mt=1&rt=0>
• *Ongoing: *One-on-One Retirement Consultations (TIAA-CREF, Fidelity,
Vanguard)
<http://links.georgetown.mkt6170.com/ctt?kn=5&ms=MjMzNTA2NjMS1&r=MTM2MjQxNDE1NDc0S0&b=0&j=NjIyNDQ2NDczS0&mt=1&rt=0>
 *Q: What is Diversification?*

A: Has anyone ever told you that - when putting money aside for retirement
- you should diversify your investments? Probably so. But did they ever
explain what that means? Likely not. Allow us to put it into terms that are
relative to our investment opportunities here at Georgetown University.

First of all, diversification does *not* mean signing up with all three
investment companies (TIAA-CREF, Fidelity and Vanguard). Many people make
the mistake of thinking that by investing with more than one vendor, they
are automatically diversifying their portfolio. Not so!

Diversification is when you invest in multiple asset classes such as
stocks, bonds and real estate. You can also diversify within your stock
portfolio by investing in both domestic and foreign funds, as well as small
and large companies, and even funds that invest in companies known for
their growth potential and those that are considered under valued. All
three of our investment companies (TIAA, Fidelity and Vanguard) have these
options available. They also all offer something called Target Date/Life
Cycle investments which are, by definition, diversified. With these funds
the asset mix is automatically adjusted over time, in keeping with your
target retirement date (based on your age). This is a great option if you
don't feel comfortable, or have the time, to build and maintain a diverse
portfolio over the long haul.

The benefit of diversification is that asset classes don't all move
together, so when one class does poorly it's very likely that another part
of your portfolio would do well, thus reducing your overall losses.

*Take action! *Schedule a one-on-one with a retirement advisor from
TIAA-CREF, Fidelity or Vanguard. Appointments are available in person or by
phone. Click here for more information
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.*Copyright 2015, All rights reserved.*
OFSB/GUWellness

*Our mailing address is:*
Office of Faculty and Staff Benefits/Payroll/GUWellness
2115 Wisconsin Avenue, NW
Suite 6110
Washington, DC 20007

-- 
Office of Faculty and Staff Benefits
Ground Floor, Healy Hall
8:30 am - 5 pm (M-F)
202-687-2500 (main)
202-687-2389 (fax)

Web:   http://benefits.georgetown.edu
Email: [email-masked]